Network Marketing, Not Recommended, Passive income, Reviews

Is “It Works!” a Scam? (A Pyramid Scheme that Doesn’t Work?!)

Is “It Works!” a Scam? (A Pyramid Scheme that Doesn’t Work?!) Welcome to my It Works review! Chances are, you’ve just seen a “before & after photo” on Facebook of how someone can lose weight is just 45 minutes by applying a “magical wrap” around their belly from this company called “It Works!”.Or maybe one of your friends or family members …


grants, grants for college, how to find grants, Passive income, paying for grants, Student Loans

How To Find Grants To Pay For College

How To Find Grants To Pay For College If you’re applying for college, you’ve probably heard students complain about grants and scholarships – everything from the application process to the stringent requirements. But it’s extremely possible to find grants to pay for college. If you explore all of your options and keep track of your results, he process doesn’t have …


How to Navigate through 4 of the Trickiest Credit Situations

How to Navigate through 4 of the Trickiest Credit Situations Disclaimer: This post is sponsored by Lexington Law. Establishing an excellent credit history isn’t easy, and there may be some snags along the way. That’s especially the case if you’ve made some mistakes or your credit is suffering due to something outside of your control. Lexington Law can help you in …

Why Leveraged ETFs Don’t Match Market Performance

Why Leveraged ETFs Don’t Match Market Performance No product on Wall Street draws more criticism than leveraged ETFs. Leverage funds are designed to multiply the performance of indexes, but often do so poorly in the long run. These products were built for traders – not investors. They match the daily return of the underlying index and multiply that. As such, …

LendKey Review: How He Refinanced and Paid Off $60,000

LendKey Review: How He Refinanced and Paid Off $60,000 When Scott Perry completed graduate school, he was stuck with a soul-crushing amount of student loan debt — $60,000 to be exact. It’s the amount that could fund any of the following: A high-end tiny house (or a normal-sized house in Alabama?) A splendid dream vacation… for years A yearly IRA …

M1 Finance: A Comprehensive Review

M1 Finance: A Comprehensive Review The development of robo-advisor tools and online investing platforms has made it possible for people to start investing without the prohibitive costs of traditional brokerage services. Gone are the days of paying 1.5% of your total investable assets to some schmuck wearing a tie. Personal finance tools and services are more accessible and less expensive …

11 Best Personal Finance and Investing Podcasts

11 Best Personal Finance and Investing Podcasts I’m always baffled by people who “don’t do podcasts.” When I ask why I hear a lot of the same responses. I’m a big advocate for podcasts, so naturally, I try my best to convince them to give it a try. Person: “I don’t have time.” Me: “What about listening to it on …

Can You Contribute to a 401k and an IRA?

Can You Contribute to a 401k and an IRA? In recent years, more and more has been said about the importance of saving for retirement. Watching so many current retirees struggle for cash has left many Americans concerned about saving enough. According to The Economic Policy Institute, the average family aged 56-61 has only $163,577 in retirement savings. If a 61-year-old …