Passive income, Student Loan Debt, Student Loans

The Best Student Loan Advice For My Younger Self

The Best Student Loan Advice For My Younger Self Robert Farrington is a paid influencer for Citizens Bank, N.A. All opinions and/or advice are his own. I’ve been writing about students loans for almost a decade, and I’ve learned a lot about student loan debt. Not only have I had my struggles with student loans, I’ve also seen the impact …


College, College Costs, CSS Profile, EFC, Expected Family Contribution, Fafsa, Passive income, paying, Student Loans, tuition

How to Calculate Your Expected Family Contribution

How to Calculate Your Expected Family Contribution If you’re hoping to receive a substantial amount of need-based financial aid for college or graduate school, your Expected Family Contribution (EFC) will be one of the most important numbers you’ll ever see. (Need-based financial aid is financial aid you receive because you couldn’t afford college otherwise; “merit-based” financial aid doesn’t depend on …


Private Student Loan Forgiveness: Is There Such a Thing?

Private Student Loan Forgiveness: Is There Such a Thing? If you’re on this page, you probably don’t need to be reminded that student debt is a huge problem in the United States today – especially private student loan debt.  While most of that debt is held by the Federal government, a substantial portion of it is held by private banks …

11 Low-Cost Mental Health Resources for Students and Grads

11 Low-Cost Mental Health Resources for Students and Grads Disclaimer: This content is not intended to be a substitute for advice from a mental health professional. Please seek help from a qualified practitioner. Going through college is tough. It’s even worse when you have the burden of student loan debt, which a majority of college students do. After graduation, the …

How to Use a 0% Credit Card to Refinance Your Student Loans

How to Use a 0% Credit Card to Refinance Your Student Loans If you took out $20,000, $30,000, $50,000, or more in student loans to pay for school, paying the debt back can feel impossible. For most people, paying off massive student loan balances takes much longer than the “standard” decade-long repayment plan offered by the Federal government. And the …

5 Important FAFSA Filing Reminders You Might Need

5 Important FAFSA Filing Reminders You Might Need Filling out your FAFSA forms is not hard but there are a lot of things that are very easy to miss. You don’t want to miss out on your student loans because you did not pay attention to an obscure detail. In this post, I’ll go over five things you need to …

What Is Heartland ECSI and Their Work with Student Loans?

What Is Heartland ECSI and Their Work with Student Loans? Are you repaying old Perkins Loans, institutional loans, or private student loans? If so, Heartland ECSI may be the company that’s collecting payments from you. How does Heartland ECSI work? We’ll explain what Heartland ECSI does, and how to make sure you are on top of your loans serviced by …

StudentLoans.gov: What You Can Do With Your Student Loans (DIY)

StudentLoans.gov: What You Can Do With Your Student Loans (DIY) The StudentLoans.gov website is an excellent one-stop Internet location where you can take care of everything related to your student loans. Typically when people think of the StudentLoans.gov website, however, they only assume that they can apply for loans. But there is so much more to this government website than …

Firstmark Services: Did You Get a Call About Student Loans?

Firstmark Services: Did You Get a Call About Student Loans? When it comes to paying for college or grad school, many students have to turn to private student loans to pay for school. Unfortunately, figuring out how to pay off those student loans can be something of a hassle. There is no national database of private loans, and your lender …

The Ultimate Guide to Public Service Loan Forgiveness

The Ultimate Guide to Public Service Loan Forgiveness One year ago, the first round of public servants became eligible for Public Service Loan Forgiveness. These early recipients were the first to have their Direct student loans forgiven with the PSLF program. With growing awareness of the program, and an increased number of income-driven repayment plans, more and more people are …