Passive income, pay off debt

Fixed-Rate Versus Variable-Rate Loans

Fixed-Rate Versus Variable-Rate Loans As you research loan options, you will run into two different types: a variable-rate loan and a fixed-rate loan. There are several considerations you need to take into account when looking at fixed-rate versus variable-rate loans. While you may think fixed-rate loans are the automatic winner, this is not always the case. In certain situations, […] …


21 Best Companies to Consolidate Credit Card Debt

21 Best Companies to Consolidate Credit Card Debt Refinancing credit card debt is one of the best steps you can take to get out of debt. Chances are, your credit cards have a high interest rate. By refinancing to a lower interest rate, more of your monthly payment goes to the balance instead of the banker’s pockets. As a result, …

How She Overcame $200,000 Of Debt As a Healthcare Professional

How She Overcame $200,000 Of Debt As a Healthcare Professional I owed more than $150,000 when I graduated in 2014 to become a physical therapist (PT). This amount of student loan debt is pretty normal in healthcare. In fact, according to a study by the Association of American Medical Colleges, the median debt for borrowers in the class of 2017 …

Cents App Review: Round Up Transactions to Pay Off Debt

Cents App Review: Round Up Transactions to Pay Off Debt For the past four or five years, “fintech” (that is, consumer-facing financial technology) has reached something of a fever pitch. While our parents had to balance checkbooks by hand (or via a personal computer), we have literally hundreds of apps that can do our dirty work for us. Thankfully, new …