baby steps, Dave Ramsey, Debt, debt snowball, financial freedom, Passive income

Dave Ramsey’s Baby Steps and Why They Work

Dave Ramsey’s Baby Steps and Why They Work I am a huge fan of Dave Ramsey’s baby steps. He outlines the steps in his book, The Total Money Makeover. The baby steps helped us get rid of $52,000 in consumer debt in just 18 months. And we’re not alone. Millions of people have taken his course and used them as well. This …