Debt, Passive income

24 Best Personal Loan Companies in 2019

24 Best Personal Loan Companies in 2019 If you need to borrow money, don’t go with the first lender you find. The loan may come with high interest rates and stiff repayment terms that can make your loan significantly more expensive. Any personal loan company worth its salt won’t overwhelm you with fees, and they will offer a competitive interest …


Debt, Passive income

12 Best Online Mortgage Companies in 2019

12 Best Online Mortgage Companies in 2019 One way to save money when buying a home is by getting a mortgage online. You can quickly compare the best rates from online mortgage companies. Then you can begin the pre-approval process to make a serious offer on your dream house. Getting a mortgage online can be quicker and cheaper than visiting …


21 Best Companies to Consolidate Your Credit Card Debt

21 Best Companies to Consolidate Your Credit Card Debt Refinancing credit card debt is one of the best steps you can take to get out of debt. Chances are, your credit cards have a high interest rate. By refinancing to a lower interest rate, more of your monthly payment goes to the balance instead of the banker’s pockets. As a …

Ask The Reader: Should You Finance An Engagement Ring?

Ask The Reader: Should You Finance An Engagement Ring? I consider myself to be very traditional, and think that you should save up you salary and wait to buy an engagement ring until you can afford it.  In fact, I think your bride-to-be should value that more than going into debt for an engagement ring. However, I saw a commercial …

Private Student Loan Forgiveness: Is There Such a Thing?

Private Student Loan Forgiveness: Is There Such a Thing? If you’re on this page, you probably don’t need to be reminded that student debt is a huge problem in the United States today – especially private student loan debt.  While most of that debt is held by the Federal government, a substantial portion of it is held by private banks …

Dave Ramsey’s Baby Steps and Why They Work

Dave Ramsey’s Baby Steps and Why They Work I am a huge fan of Dave Ramsey’s baby steps. He outlines the steps in his book, The Total Money Makeover. The baby steps helped us get rid of $52,000 in consumer debt in just 18 months. And we’re not alone. Millions of people have taken his course and used them as well. This …

17 Best Companies to Consolidate Your Debt (Including Credit Cards)

17 Best Companies to Consolidate Your Debt (Including Credit Cards) Are you struggling to make your current loan payments? When you consolidate debt, you can save money with a lower interest rate. And, interest rates are projected to rise in the near future. Today can be the best time to consolidate your debt! Doing so means you secure the best …

Firstmark Services: Did You Get a Call About Student Loans?

Firstmark Services: Did You Get a Call About Student Loans? When it comes to paying for college or grad school, many students have to turn to private student loans to pay for school. Unfortunately, figuring out how to pay off those student loans can be something of a hassle. There is no national database of private loans, and your lender …