Debt, eliminate debt, Passive income, private, private student loan forgiveness, Student Loan Forgiveness, Student Loans

Private Student Loan Forgiveness: Is There Such a Thing?

Private Student Loan Forgiveness: Is There Such a Thing? If you’re on this page, you probably don’t need to be reminded that student debt is a huge problem in the United States today – especially private student loan debt.  While most of that debt is held by the Federal government, a substantial portion of it is held by private banks …


baby steps, Dave Ramsey, Debt, debt snowball, financial freedom, Passive income

Dave Ramsey’s Baby Steps and Why They Work

Dave Ramsey’s Baby Steps and Why They Work I am a huge fan of Dave Ramsey’s baby steps. He outlines the steps in his book, The Total Money Makeover. The baby steps helped us get rid of $52,000 in consumer debt in just 18 months. And we’re not alone. Millions of people have taken his course and used them as well. This …


17 Best Companies to Consolidate Your Debt (Including Credit Cards)

17 Best Companies to Consolidate Your Debt (Including Credit Cards) Are you struggling to make your current loan payments? When you consolidate debt, you can save money with a lower interest rate. And, interest rates are projected to rise in the near future. Today can be the best time to consolidate your debt! Doing so means you secure the best …

Firstmark Services: Did You Get a Call About Student Loans?

Firstmark Services: Did You Get a Call About Student Loans? When it comes to paying for college or grad school, many students have to turn to private student loans to pay for school. Unfortunately, figuring out how to pay off those student loans can be something of a hassle. There is no national database of private loans, and your lender …

LendUp Review: What You Need to Know and Alternatives

LendUp Review: What You Need to Know and Alternatives It’s no secret that establishing credit can be a treacherous experience for many people. In particular, if you’ve never had a parent with good enough credit to add you as an authorized user, you may go through your entire young adulthood without any credit at all. When you finally decide to …

Understanding Student Loan Debt Forgiveness and Insolvency

Understanding Student Loan Debt Forgiveness and Insolvency If you get your student loans forgiven, there are situations when you may have to pay taxes on the amount of student loan debt forgiven.  While some student loan forgiveness programs, like Public Service Loan Forgiveness (PSLF) are tax-free, others – like when you get your student loans discharged under Income-Based Repayment, are …

23 Top Personal Loan Companies in 2018

23 Top Personal Loan Companies in 2018 Whenever you need to borrow money, don’t go with the first lender to offer the cash you need. They may come with high interest rates and stiff repayment terms that can make your loan significantly more expensive. Any personal loan company worth their salt won’t overwhelm you with fees, and they will offer …

12 Legit Ways to Get Rid of Student Loan Debt Fast

12 Legit Ways to Get Rid of Student Loan Debt Fast Dealing with your student loans can seem like an overwhelming task. The sheer volume of student loan debt that we are dealing with is astronomical. According to CNBC, over 44 million Americans hold roughly $1.5 trillion of student loan debt. The average graduate holds around $37,000 in student loan …

LendKey Review: How He Refinanced and Paid Off $60,000

LendKey Review: How He Refinanced and Paid Off $60,000 When Scott Perry completed graduate school, he was stuck with a soul-crushing amount of student loan debt — $60,000 to be exact. It’s the amount that could fund any of the following: A high-end tiny house (or a normal-sized house in Alabama?) A splendid dream vacation… for years A yearly IRA …